Cembra Money Bank AG
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings products, including medium-term notes and deposit accounts; loans comprising cash loans, consumer loans, personal loans, business loans, credit card receivables, and auto loans; and leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services. It also provides financial protection, travel and flight, and card protection insurance products; investment products; and credit cards. In addition, the company offers financing solution to small business under the Cembra Business brand, as well as invoice financing services. The company serves private and self-employed individuals, and small and medium enterprises. It operates through a network of 17 branches, as well as through various sales channels, such as the internet, credit card partners, independent intermediaries, and approximately 4,000 car dealers. The company was formerly known as GE Money Bank Aktiengesellschaft and changed its name to Cembra Money Bank AG in October 2013. Cembra Money Bank AG was founded in 1912 and is headquartered in Zurich, Switzerland. Show More...
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Website http://www.cembra.ch
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Sector Financial Services
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Industry Banks-Regional
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Last Quote 74.35 CHF
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Last Updated 18-04-2024
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External Links Yahoo Finance Morningstar Ratios
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Interest Coverage
The interest coverage ratio is a debt ratio and profitability ratio used to determine how easily a company can pay interest on its outstanding debt.
Reference: Investopedia -
2009-12 2011-12 2012-12 2013-12 2014-12 2015-12 2016-12 2017-12 2018-12 2019-12 TTM Earnings Per Share CHF 2.92 4.53 4.44 4.43 4.66 5.03 5.09 5.12 5.46 5.53 5.53 Dividends CHF 2.85 3.1 3.35 3.55 3.75 3.75 Payout Ratio % * 77.6 63.7 64.2 65.6 68.2 67.8 Shares Mil 30.0 30.0 30.0 30.0 30.0 29.0 28.0 28.0 28.0 29.0 29.0 Book Value Per Share * CHF 30.09 26.03 26.1 27.63 28.17 30.65 30.87 37.12 Free Cash Flow Per Share * CHF 13.67 4.59 5.59 7.06 6.8 8.76 7.19 Return on Assets % 1.43 3.09 3.03 2.94 2.98 3.03 2.99 2.9 2.92 2.46 2.46 Financial Leverage (Average) 7.34 4.57 4.04 5.74 5.71 5.94 5.73 5.76 5.83 6.86 6.86 Return on Equity % 9.26 14.1 13.0 14.0 17.04 17.67 17.45 16.67 16.95 15.73 15.73 Return on Invested Capital % Interest Coverage Current Ratio Quick Ratio Debt/Equity 0.010 0.6 0.67 1.63 1.66 1.97 1.79 1.61 1.6 2.44 2.44